Crescent Mortgage Corp

Below are some of the mortgage services offered through Crescent Mortgage Corporation.

Home Purchases
Renewals
Refinances/Equity Take-Outs
2nd Mortgages
Private Funding


Home Purchases
The purchase of a property can be a stressful and time-consuming process. Let us relieve some of that pressure by handling the financing details for you. We specialize in residential mortgages for all types of customers in all types of situations. Whether you’re a first-time or repeat buyer, we'll take the time to find you the best mortgage at the best rate possible.

For more details, or to see how we can make the mortgage process simple for you, please contact one of our mortgage agents.

Renewals
Over 70% of mortgage holders simply sign their renewal form and send it back to the lender. This could result in either a higher interest rate and/or a mortgage product that is not best suited to their particular situation. Whether it be negotiating with your existing lender or finding a new one, your Crescent Mortgage agent will do everything to ensure you get both the best possible rate and product to meet your needs.

For more details, or to see what we can do with your renewing mortgage, please contact one of our mortgage agents.

Refinances / Equity Take-outs
Now might be the right time to take some of the equity out of your property and use it to payoff other high interest rate debts such as credit cards and personal loans. Or maybe, you want to perform some renovations on your home. Either way, by using the equity in your home, you can significantly reduce your monthly interest costs.

For more details or to see how refinancing your mortgage could work for you, please contact one of our mortgage agents.

2nd Mortgages
There are many reasons why you might want a second mortgage. Perhaps you are moving to a newer or larger house and need a bigger mortgage, but would prefer to port your current mortgage because it is at a great rate. Or you may require a high-ratio mortgage but want to avoid costly mortgage insurance premiums. Or maybe your employment status, current financial situation or past credit history doesn't fit the criteria prescribed by most lending institutions.

Potential Customers include:
Small business owners and self-employed people. The majority of these individuals cannot prove enough income to qualify with a major banking institution.
Borrowers who have equity in their property but may not have provable income that satisfies the major banks.
People with former credit difficulties that have since been resolved. This includes discharged bankrupts without any waiting period.
Landed and non-landed immigrants to Canada who do not have a credit history.
Imperfect credit applicants.

Now you can use a first and second mortgage combination that can make it easier to qualify for the home you want. You can also take advantage of the benefits of a second mortgage for debt consolidation, investments, payoff back taxes home improvements and vacations.
For more details, or to see how a second mortgage could work for you, please contact one of our mortgage agents.

Private Funding
We deal with over 50 active private investors and arrange millions of dollars a year in private mortgage transactions. These deals typically involve non-qualifiers (Business for Self, Credit Issues), rural properties, construction advances, or other non-traditional funding needs.

For more details, or to see how a privately funded mortgage could work for you, please contact one of our mortgage agents.